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Posts in category: Fintech

ROI vs ROAS

ROI vs ROAS: Which Metric Should You Actually Track?

May 19, 2026
by Suhash

TL;DR SUMMARYROI and ROAS measure different things—and you probably need both in 2026.ROAS (Return on Ad Spend) = Revenue ÷ Ad Spend. Measures ad channel efficiency alone.ROI (Return on Investment) = (Profit ÷ Total Investment) × 100. ...

AI Tools for Finance

Best AI Tools for Finance in 2026 | Complete Guide

April 21, 2026
by Md Samir Ali

The question in 2026 is no longer whether to adopt AI — it's how fast you can operationalize it.AI adoption in finance has reached 56% — double what it was in 2023 — and Gartner projects that 90% of finance functions will deploy at least one AI- ...

EMI vs Simple Interest

EMI vs Simple Interest: What’s the Difference? (Full 2026 Guide)

March 5, 2026
by Suhash

Every loan you take — car, home, personal, or education — comes with a cost. That cost is interest. But not all interest is calculated the same way.Most borrowers in 2026 encounter two types: simple interest and EMI-based repayment. They sound i ...

EMI

What is EMI and How is it Calculated? Complete Guide [2026]

February 6, 2026
by Suhash

You’re ready to take a loan. The bank approves it. Then you see the monthly number you actually have to pay — the EMI.But what exactly is EMI? How is EMI calculated? And why does the amount change when you tweak the loan tenure or interest rate? ...

What is UPI

What is UPI? Complete Guide to Payments & Safety 2026

February 5, 2026
by Suhash

You've seen the stickers. Every shop, every street vendor, every auto driver has a UPI QR code plastered somewhere. "Pay by PhonePe." "Google Pay accepted here." "Scan and pay."UPI isn't just a payment method anymore—it's basically how India doe ...

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